Bad credit loans UK

Easy Fast Loans offer bad credit loans for any purpose, such as to pay medical bill, tuition fees, expand your business, pay off credit card bills, wedding or for home improvements.

Unsecured personal loans with adverse credit history

You can get unsecured personal loans even you have very bad credit record or you missed arrears. Loan amount could be decided according to client's income and repayment affordability. Credit score doesn't matter too much if customer can repay loan easily and has stable earning source. So apply today and get bad credit loans.

  • Easy Loans up to £50,000

  • No upfront fee instant approval.

  • Guarantor not required!

No credit check loans

In mostly cases we don't ask for credit check, we try to make loan process short and easy. You just need to fill a simple loan application form and you will get immediate approval.

Loans without upfront fees:

Easy Fast Loans never demand for any admin/ loan processing fee, apply no fee loans and get best loan options without paying any single penny.

  • Lowest APR loans

    Get loans with cheap interest rate, APR may be vary on case basis as it depends on customer's credit, income, etc.

  • Guaranteed approval:

    Get guaranteed loan same day once you got approval from our friendly loan advisors. We are prompt for instant decision and highest approval rate.

  • Loans without guarantor

    No worry if you don't have any guarantor and you need an urgent loan, you can apply with us no guarantor loans up to £10000. You can use this loan for any purpose.

Why we charge £1.99: We receive numerous hoax applications every day, so by charging £1.99, we dumped hoax applications, and refine genuine customers who seriously need a loan.
Financial details: Rates from 4.5% APRC to 12.6% APRC are available - the highest rate is for customers with severe credit problems. Loans are available from 1-25 years.
Representative Example: Assumed borrowing of £26,000 over 84 months, with a borrowing rate of 5.86% per annum for the 84 months. There would be 84 monthly instalments of £415.52. Total amount payable £34,998.68 comprised of; loan amount (£26,000); interest (£6,328.68); Broker fee (£2,080.00); Lender fee (£590). This would result in an overall cost of 9.2% APRC.
TYPICAL 10.9% APRC variable. This means 51% or more of customers receive this rate or better.
Unsecured Loans are available from £1,000 to £25,000. Representative 12.6% APR variable.
Consolidation Warning: If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
Standard Warning: Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.