What are 12 Month Loans?
As the words "12 Month Loans" suggest, these loans are given out for a period of 12 months or less. The duration could be anywhere between 1 month and one year. These loans are unsecured personal loans. They are most suitable for people who are looking for some cash assistance but are willing to pay it back in more than 30 days’ time. We offer a 12 Month Loan for as little as £100 and as high as £2,500. In some cases, we also consider the amounts as high as £5,000 or more.
At Easy Fast Loans, we follow an extremely flexible approach. We are able to provide our 1 Year Loans to all kinds of customers, irrespective of their credit ratings. It is also understandable that not every customer will be able to present a guarantor or any security. Even if you are a tenant with no contacts to take ownership of your repayments, we will be able to arrange a loan for you.
Do I need to provide any security or valuables to get a 12 Month Loan?"
No, you do not need to. Customers generally take 12 Month Loans to take care of certain pressing needs. These needs could be urgent in nature or could be the one requiring attention in a few months.
Whatever your need is, our aim is to offer a simplified solution. You could be a customer who does not own any property or assets. You could also be the one without any valuables. No matter what your present situation looks like, we make sure you get the right kind of 1 Year Loan approved and credited without any delay.
Can I get a 1 Year Loan without any guarantor?
Yes, you can. A guarantor is a person who stands on your behalf and takes the ownership for your loan repayments. Traditional loan providers ask customers to present a guarantor while applying for unsecured loans. This guarantor could be your friend, relative, family member, acquaintance, etc. The presence of a guarantor often makes 1 Year Loans less risky for the established banks.
We, at Easy Fast Loans, unlike the traditional loan providers, prefer taking a higher degree of risk for the sake of our customers. We analyse every customer’s personal, financial circumstances and do not necessarily rely on their ability to bring a guarantor.
With guarantor or without a guarantor, you are sure to get the best options for 12 Month Loans. You may check our NO GUARANTOR LOANS for further details.
How can I get a 12 Month Loan with poor credit scores or bad credit?
With us, you can get a variety of 12 Month Loans, without perfect credit footprints. These loan durations could range from 1 month, 3 months, 6 months, to one year. We completely realise that not every customer in the UK will have a spotless credit history. Due to a number of reasons, many people, no matter how smart they are with their finances, end up acquiring poor credit scores. Your bad credit could be a challenge for you while applying for loans through traditional means, but not with us.
We offer a more empathetic approach. In many instances, we do not deny customers the cash they need because of their less than perfect credit reports. No matter how your credit looks like, you are able to apply for our BAD CREDIT LOANS without any unnecessary questions or unreasonable scrutiny. 9 out of 10 customers are able to get some or the other kind of 12 Month Loan.